Home Loans Up to $5M

Choose from 90+ Lenders

Competitive Interest Rates

Flexible Loan Options

Fast Pre-Approvals Available

Home loans

Your home, your terms, our support

Finding the right home loan doesn’t need to be complicated. At broc finance, we help you explore flexible options tailored to your financial situation and property goals. Whether you’re buying, refinancing, building or investing, we compare lenders and manage the process—so you can focus on getting into your home faster.

Key Points to consider while applying for a home loan

• Understand your eligibility and borrowing capacity
• Save for a deposit
• Understand additional costs
• Seek professional advice
• Compare loan options

Get closer to your business dreams than ever before.

What You Should Know About Home Loans

What Makes Me Eligible for a Home Loan?

Home loans are available for a wide range of borrowers—whether you’re buying your first home, refinancing, or investing. Eligibility depends on several key factors that help lenders assess your borrowing power and risk level. 

Typical Home Loan Requirements: 

• Proof of income 
• Good credit history 
• Deposit or equity 
• ID and supporting documents 
• Ability to service the loan

If you’re unsure whether you meet the criteria or are a first-time buyer, speak with our specialists—we’ll guide you through your options and help you find the right solution for your situation. 

Explore our home loan solutions

Self-employed home loan

If you’re self-employed or have a non-traditional income setup, we offer loan options that work with your business cash flow and documentation. 

First home buyer loan 

We guide first-time buyers through every step—from understanding your borrowing power to accessing available government incentives. 

Refinance home loan 

Looking to lower your repayments or release equity from your home? We help you switch to a better deal with minimal hassle. 

investment property loan 

We help you structure your investment loan for long-term returns, whether you’re buying your first property or expanding your portfolio. 

Alt Doc/Low doc home loan 

Ideal for those with limited paperwork or alternative income proof, low-doc loans make home ownership possible without full financials. 

Construction home loan

If you’re building or renovating, our construction finance options offer flexible drawdowns and terms to suit your building timeline. 

How do I apply?

1.Check your eligibility

Check the basic loan eligibility of your business and complete the application form which takes 60 seconds. 

Apply Now1300 253 041

2.2. Complete initial consultation

Once you submit your enquiry, one of our mortgage lending specialists will get in touch to discuss more about your income, serviceability and borrowing capacity and complete the fact finding process. 

3.3 Submit your application

Once we complete the consultation and fact finding process, we’ll collect all teh required documents and submit your application with the most suited lender.

4.4. Pre approval

Once the application is submitted and pre approval is received, you can start looking out for your ideal property. 

5.5. Settlement

Once you have finalised your property and are ready to settle, we’ll liaison with the lenders and make it happen for you. 

Why Choose
 Broc Finance  

• Access to 90+ Lenders – We work with major banks, credit unions, and specialist lenders.
• Tailored Loan Options – We understand your financial goals and match you with the most suitable loan.
• Fast Pre-Approvals – We help you get pre-approved quickly so you can make confident decisions.
• End-to-End Support – From paperwork to settlement, our experts guide you every step of the way.

Documentation Required 

Payslips

Tax returns and Notice of Assessments

Company Tax Returns (for self employed)

Business financials

BAS statements

Bank statements